Disclaimer

Last updated: 1 June 2025

1. General Disclaimer

The information provided on the Stockivio website (stockivio.com) and within the Stockivio platform is for general informational and operational purposes only. While we make every effort to keep the information up to date and accurate, Stockivio Technologies Private Limited makes no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, software, or related services.

2. Not Professional Advice

Nothing on this website or within the Stockivio platform constitutes professional legal, tax, accounting, financial, or GST advice. The platform is a tool to assist you in your business operations — it does not replace the advice of qualified Chartered Accountants, tax advisors, legal professionals, or compliance specialists.

You should consult a qualified professional before making decisions based on financial data, GST filings, or other regulatory submissions generated using Stockivio.

3. GST and Tax Compliance

Stockivio assists with GST compliance by automating calculations and generating returns. However:

• GST laws and rates are subject to change by government notification. Stockivio will endeavour to update the platform promptly but cannot guarantee real-time compliance at all times.
• You are responsible for verifying the accuracy of all GST returns before submission to the GST portal.
• Stockivio is not responsible for penalties, interest, or legal consequences arising from incorrect GST filings — whether caused by data entry errors, incorrect master data, or any other cause.
• The obligation to file accurate returns and maintain proper books of accounts rests with you, as the registered taxpayer.

4. AI-Generated Content

The Stockivio AI Assistant generates insights, forecasts, and recommendations based on the data available in your account. Please note:

• AI outputs are probabilistic and based on patterns — they are not guaranteed to be accurate or applicable to your specific situation.
• Demand forecasts, cash flow projections, and anomaly alerts are analytical tools, not certainties.
• Do not make significant business decisions (large inventory orders, loan applications, hiring decisions) based solely on AI recommendations without independent verification.
• AI recommendations do not constitute financial or business advice.

5. Third-Party Links

Our website may contain links to third-party websites, APIs, or services (GST portal, IRP, payment gateways). These are provided for convenience only. Stockivio has no control over the content, availability, or practices of third-party sites and accepts no responsibility for them.

6. Payroll Calculations

Stockivio automates PF, ESI, TDS, and Professional Tax calculations based on the rates and rules configured in the platform. However:

• Statutory rates and rules change periodically. You should verify the current applicability with a payroll specialist.
• Incorrect employee data entry (wrong DOB, incorrect salary components) will produce incorrect statutory deductions.
• Stockivio is not liable for penalties from incorrect PF/ESI/TDS filings caused by data entry errors or configuration mistakes.

7. Limitation of Liability

To the fullest extent permitted by law, Stockivio Technologies Private Limited shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from reliance on information provided by the platform, including AI-generated insights, GST calculations, payroll outputs, or financial reports. Use of the platform is at your own risk.

8. Contact

If you have questions about this Disclaimer, contact: legal@stockivio.com